Author Newsroom: Anastasia Cockbain

Anastasia Cockbain

Anastasia Cockbain

As a mortgage broker with access to multiple lenders and hundreds of products, Anastasia works with clients to match theirgoals and situation to the product that suits them. Her aim is to ensure clients’ financial growth, simplifying the process, allowing them to rest assured that their finance application is looked after.

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As a mortgage broker with access to multiple lenders and hundreds of products, Anastasia works with clients to match their goals and situation to the product that suits them.

Her aim is to ensure clients' financial growth, simplifying the process, allowing them to rest assured that their finance application is looked after.

LATEST RELEASES

Shining a Ray of light this festive season

This Christmas, Ray White will continue its popular tradition of giving with the return of a little Ray of Giving. The inspiring Christmas campaign will see Ray White Stanhope Gardens partner with The Rotary Club of The Ponds to help disadvantaged children who may need a little extra light in their festive season. The Ray White team are calling on the local community to embrace the giving season and dig deep for children who need it most. “This is the first year that we’ve run a little Ray of Giving and we want 2017 to be an amazing launch!...

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First Home Buyer? Get educated!

If you are looking to buy your first home, this is a great place to start. We’ve just launched our First Home Buyer Workshops! The first will be held at Dennis Johnson Branch library at Stanhope Gardens, Thursday 27th April at 6:30pm. A small workshop, with industry professionals in the room, as a great place to learn, share and discover. The earlier you are in your journey the better – we’ll cover off savings and budgeting and preparing for your loan application, as well as the process you’ll follow when purchasing your first home and the different people you’ll...

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Planning to borrow in 2017?

Are you looking to borrow or refinance in 2017? Here are some things to keep in mind to increase your chances of a smooth approval. Clean Credit File Having a clean credit file will definitely help any credit application move quickly and smoothly. Things that can negatively impact your credit file are: Shopping around. Every time you apply for credit, the credit provider makes an enquiry on your credit report, which leaves a mark. Many lenders will view too many credit enquiries in a short space of time negatively, which may hinder your ability to obtain a loan. Be careful when calling around for quotes, once you start providing a credit provider with personal or financial details you could find that you’re actually making an application and not just shopping any more. Late Payments. Yes, paying your phone bill late can affect your credit file. An overdue debt can be listed on your file, even if it has since been paid. This applies to all forms of credit – such as electricity bills, loans, credit cards, overdrafts, insurance bills and more. If you have received a letter chasing you for money – chances are it might have been listed. Unpaid debts – even old ones. If you know that you owe a mobile phone company $200 from a few years ago – that you may have forgotten to pay,...

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New Year – New Financial Goals

The New Year is the perfect time to set some goals. Here are some tips on setting financial resolutions for the new year – and keeping them! Make your goals achievable. We’d all love to set a goal of owning a beach house in Maui by the end of the year, but for most of us that would be setting the bar a little high. Setting realistic, achievable goals will keep your motivation higher, meaning you’ll be more likely to stick to your plans rather than walking away saying “I’ll never get there anyway”. That doesn’t mean don’t aim...

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2017 – The Year to Save

Making a savings plan can help you reach your goals much faster, and there are many ways to do it. Here we share a few: Set a weekly/fortnightly/monthly amount. Might sound like the obvious one, but it’s tried, tested and true. Work out how much from your salary you use for necessities, leave yourself enough to not feel restricted in your daily life and whatever is left, put into a savings account that you don’t touch. Save that payrise. Did you get a pay increase? Chances are, you were living ok before it, so take the extra amount and...

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How healthy is your home loan?

You keep your family healthy, take the dog to regular vet check-ups, the car for services… but have you made sure your finances are just as healthy? With interest rates low at the moment, you might be able to save money by reviewing your home loan options – there could be a better deal out there, or you could negotiate your current deal with your lender. If you’ve had your loan for a while, there’s a chance that the loan that was right for you 3, 4 or 5 years ago might not be the best fit for your circumstances now. You could be paying for features you don’t need, or on the other hand you could do with some features that your current basic home loan doesn’t offer. You could have some debts that could be consolidated into your home loan to tidy things up into one monthly repayment and possibly reduce the interest rates you’re paying – as smaller debts tend to attract higher rates. Accessing equity is a common reason to review your options. If your property has increased in value since you purchased, there’s a chance that you’ve got some ‘lazy’ equity sitting there waiting to be put to good use. What is Equity? Equity is the difference between your properties value and how much you owe on your mortgage. Equity increases either as you...

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Available for Interview: Anastasia Cockbain – Finance & Mortgage Broker

As a mortgage broker with access to multiple lenders and hundreds of products, Anastasia works with clients to match theirgoals and situation to the product that suits them. Her aim is to ensure clients’ financial growth, simplifying the process, allowing them to rest assured that their finance application is looked after.

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